Requesting a cash loan is easy with CitizensOne LLC. Fill out one easy form on CitizensOne LLC and your inquiry will be submitted to our network of cash loan lenders. Payday loans range between $100 to $1000 without having to leave the comfort of your home. All you've got to do is to fill out the inquiry form online at our website and then wait a minute as we connect you to a vast network of lenders. Once it is approved you will then be redirected over to a lender's page, where you should be able to find the terms (including rates and fees) of the loan. If you accept these terms you will then have the funds deposited to your bank.
Most lenders have the following requirements to be approved:
Quick Inquiry Process
A lender that you have been connected with will receive your inquiry within seconds. Lender will then contact you and will require additional information such as your fax number in order to fax you a few things and for you to fax them a few things such as your pay stub etc.
Send Cash Directly to You
After lender has been approved your request the loan will then be transferred to your checking account.
Private and Secure
We make use of the most secure and advanced encryption technology in order to protect your private data.
The loan fees and the loan will be withdrawn automatically from your checking account when it is due, so you do not have to do anything.
There are numerous cash loan lenders who are a part of our network but follow different late payment policies. It is up to you to read through and understand their policies prior to appending a digital signature in order to constitute your legal obligation to pay back the loan. However, the state laws in some places will determine how much late fees a lender can charge.
The state laws will determine if a lender can grant a rollover or an extension. There are some states that allow many rollovers and there are some that forbid this practice all together.
People who are late with their payment actually permit the lender to charge them late fees and make a request for immediate payment of the balance amount. If the person defaults, he or she is subjected to more fees as previously described in the agreement they signed. You should calculate your repayment before accepting the loan. Even though these loans are convenient they can cause lots of distress if not repaid.
Lenders belonging to Community Financial Services Association of America have been permitted to provide borrowers with an extended payment plan once every 12 months.
Lenders which are a part of CitizensOne LLC's network will pursue collections after the due date has passed to the fullest extent of the law. There will be criminal charges in addition to fees which could apply if the loan is not repaid.
However, if the lender is a part of CFSA you'll be saved being levied criminal charges on.
2 Step Method
Just hit the 'Get Started' button and find out how easy it can be!
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Consumer Notice: Personal loans are not a long term financial solution. Borrowers facing debt and credit difficulties should seek professional financial advice. Borrowers are encouraged to review local laws and regulations governing personal loans.
Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time without notice. All actions taken on this site, or legal concerns addressing this site, are deemed to have taken place in Nevada, regardless of the location from where you access this site.
Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender and does not make credit decisions. Rather, we provide a marketplace service where we connect you with lenders in our network. We cannot and do not control the actions or omissions of lenders in our network. We are not an agent, representative or loan broker to any lender and we do not endorse any particular lender. Our marketplace service is always free to you. If you are ever asked to pay a deposit or advanced payment in order to get a loan, you should not proceed.
You are under no obligation to use our marketplace service to initial contact with or apply for a loan with any lender.
Participating lenders may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.
Not all lenders can provide you with a loan. If you are approved, you will receive funds according to the lender’s funding practices which vary from lender to lender. Repayment terms also vary from lender to lender and may be affected by state law. If you have questions about the loan terms offered to you, or about a loan that has funded, please contact the lender directly. We are not a lender and cannot give you loan-specific information.
You will not be charged a fee for using our service. Loan-related fees are controlled by the lender and will be disclosed to you before you accept the loan. If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.